Awarded 2024 Top Veteran Mortgage Originator by the National Association of Mortgage Brokers
Active Duty, Military Veterans, Eligible Guard, Reservist, and Surviving Spouse
Zero Down Payment
Minimum Savings Required
Credit Scores As Low As 560
Seller Assistance w/Closing Costs
Closings As Soon As 45 Days
*
*
*
*
*Restrictions apply. This offer is not a guarantee of financing and is subject to approval based on lender requirements. Terms and conditions may apply. Subject to change or terminate without notice.
We Know Veterans. It's In Our Name.
THE VA LADY
Since 1992, The VA Lady has helped active duty, military veterans, and eligible surviving spouses achieve their dream of owning a home. We take great pride in educating and supporting a community of people who felt shut out of the real estate market.
Complete our "Get Started" questionnaire, then schedule your one-on-one telephone consultation to discuss your home buying options. Trust the professional at The VA Lady to guide you through the process from start to finish.
​
Home. Where You Belong.
PROBLEM #1:
You Have Slightly Bruised Credit
SOLUTION: If your credit report shows no late payments or new collection accounts in the past 12 months on your credit, we may be able to get you approved for a VA loan.
The VA Lady has proudly assisted veterans with slightly bruised credit get approved to purchase their dream home. We follow VA lending guidelines, which do not have a minimum credit score requirement.
Let The VA Lady turn your dream into a home sweet home!
**Restrictions apply
PROBLEM #2:
You Don't Have Enough Money Saved
SOLUTION: We have lenders, builders, and home sellers who are willing and able to assist you with financial credit towards your closing costs.
You already know veterans have zero down payment benefits. But, closing costs can exceed $10,000 depending on your purchase price and credit scores. Let The VA Lady help you secure the funds you need, even on a tight budget.
Let us help you find a way to go from renter to homeowner!
**Restrictions apply
PROBLEM #3:
You've Been Turned Down By Other Lenders
SOLUTION: Our lenders follow the flexibility of VA home loan guidelines.
​​
While some lenders require a 620 credit score, our lenders follow VA guidelines with no minimum credit score requirement. Your 12 month credit history is what counts. And, the interest rates for our VA home loans are often more competitive than some of the "top" VA lenders.
​
​Discover the array of available options... even without perfect credit!
**Restrictions apply
Cathy was always helpful, always fielded difficult questions, and was always available. Got us into a great house that we love. She is an expert in the VA loan process and left no details out. We felt very well informed about the after processes too.
COMPLETE THE INFO BELOW
The VA Lady a Novex Home Loans Company
© 2025 All rights reserved
NMLS 1876911
*Restrictions apply. This offer is not a guarantee of financing and is subject to approval based on lender requirements.
Terms and conditions may apply. Subject to change or terminate without notice.