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ACTIVE DUTY MILITARY, MILITARY VETERANS, NATIONAL GUARD, AND RESERVISTS

This Summer, Grill In 
Your Own Backyard!

Are you ready to buy your South Carolina dream home?

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If you're active duty, a veteran, National Guard, or a Reservist, you may already qualify for one of the most powerful home buying benefits available. A VA loan with zero down payment, no PMI.

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You may be closer to owning a home than you think — even if your credit isn't perfect. DON'T KEEP RENTING!

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We serve military families throughout South Carolina including:
πŸ“ Columbia · Charleston · Myrtle Beach · Greenville · Beaufort · Sumter
πŸ“Fort Jackson · Shaw AFB · Joint Base Charleston · Parris Island · · Marine Corps Air Station Beaufort  · McEntire JNGB

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Start Your Homebuying Journey Today
Click the button below

$0

No down payment is ever required with a VA home loan.

No PMI

No PMI is ever required, saving you hundreds every month.

Summer

Summer is peak home buying season. More homes. More choices.

Why Summer is one of the best times to begin your home search?

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In the summer, there are typically more homes for sale than at any other time of year, which means more options and more negotiating power for buyers. Sellers are motivated, inventory is higher, and if you're active duty, PCS season is in full swing. The South Carolina market is hot for active duty and veteran home buyers ready to move.

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Your VA home loan benefit gives you a built-in advantage with zero down payment, no PMI, and flexible credit requirements. We help veterans with credit scores ranging from 560 to 850. 

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So if you're moving across town, across the country, or from around the world, make this summer your summer to own your dream home. The VA Lady has been helping South Carolina military families do exactly that since 1992.

WHAT'S YOUR BUYING LEVEL

VA HOMEBUYER
SELECT

Benefits for SELECT HOMEBUYERS

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Credit Scores Starting At 560

Confirmed Hardships Allowed

2+ Year Old Bankruptcy Allowed

Open Collection Accounts Allowed

Restrictions Apply

Subject to Change Without Notice

VA HOMEBUYER
ELITE

Benefits for ELITE HOMEBUYERS

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Credit Scores Starting At 620

Fewer Loan Documents Required

Faster Closings

Lower Interest Rate

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Restrictions Apply

Subject to Change Without Notice

VA HOMEBUYER
LUXE

Benefits for LUXE HOMEBUYERS

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Purchase Price $500,000+

Higher Income Required

Higher Debt Ratio Allowed

All Credit Types Are Welcomed

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Restrictions Apply

Subject to Change Without Notice

Get Started

START YOUR LOAN

PRE-QUALIFICATION TODAY

It takes less than 2 minutes to complete the form below.

Why delay? Start your journey to homeownership. 

READY TO FIRE YOUR LANDLORD THIS SUMMER?

You may be closer to owning a home than you think, even if your credit isn't perfect. Start by speaking to your VA home loan specialist to get the answers you need. There's no pressure. No obligation. Ever.

The VA Lady, a Novex Home Loans Company

Serving GA, NC, and SC

 

CONTACT INFORMATION

Phone: 843 699-6000

Fax: 803 636-2883

Email: Docs@NovexHomeLoans.com​

Operating Hours (EST)

Monday - Thursday 9:00 am - 7:00 pm

Friday and Saturday 9:00 am - 1:00 pm

Sunday - Closed

Federal Holidays - Closed​

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Novex Home Loans

NMLS 1876911

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Awarded Top Veteran Mortgage Originator

Presented by the National Association of Mortgage Brokers

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This site is for information regarding real estate sales and mortgage financing

© 2026  All rights reserved

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Privacy Policy

The VA Lady, a Novex Home Loans Company

 

CONTACT INFORMATION

Click to call: 843 699-6000

Fax: 803 636-2883

Email: Docs@NovexHomeLoans.com

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MAILING ADDRESS

4711 Forest Dr Suite 3

PMB 160 

Columbia, SC 29206

Operating Hours (EST)

Monday - Thursday 9:00 am - 7:00 pm

Friday and Saturday 9:00 am - 1:00 pm

Sunday - Closed

Federal Holidays - Closed

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LICENSING INFORMATION

BSR Home (Realty Company)

NAR NRDS #748028619, GAREC #393426 / 77436, NCREC #344155 / C39374,

SCRE #79842 / 20451

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Novex Home Loans

NMLS 1876911

​

Awarded Top Veteran Mortgage Originator

Presented by the National Association of Mortgage Brokers

​

This site is for information regarding real estate sales and mortgage financing

© 2026  All rights reserved

​

Privacy Policy

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