MILITARY HOMEBUYERS-SERVING GA, NC, & SC
Your Dream Home is
Closer Than You Think
You've earned an incredible benefit — a VA home loan lets you buy with no down payment, no PMI, and lower rates than most buyers qualify for. We'll guide you every step of the way.
$0 Down Payment
No PMI. Ever.
98% On-Time Closings
HOW IT WORKS
Go from "How do I get started?"
to "I just bought my new home!"
In the ever-changing landscape of VA home loan financing, first-time buyers and seasoned homebuyers alike don't know where to begin.
We help veteran buyers go from "How do I get started?" to their closing day. Here's how the journey works, from your very first conversation with us to the moment you get the keys.
1
Start the Conversation
Reach out online or by phone; no appointment needed. We'll ask a few simple questions about your situation, service status, income, credit range, and timeframe to purchase. There's no pressure and no obligation. This first step only takes a few minutes and costs you nothing.
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2
Get Pre-Qualified
Once we understand your situation, we'll identify which VA loan option fits you best — Select, Elite, or Luxe and begin the pre-qualification process. We have a preferred list of VA-friendly lenders with the best options for your situation. Once pre-qualified, we can issue you a letter letting the seller know your ready to go.
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3
Find Your Home
With your pre-qualification letter completed, you're ready to shop for your new home. We'll can connect you with our preferred VA real estate agent. If you have an agent, no problem! We can work alongside your existing agent to get the closing. You'll know exactly how much home you can afford, what seller concessions to ask for, and how to use your VA loan benefit as a competitive advantage — even in a hot market.
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4
Close & Move In
Once your offer is accepted, we handle the loan process from contract to closing. We manage the paperwork, coordinate with the VA appraiser, and keep everything moving on schedule. Our 98% on-time closing rate is not an accident; it's the result of experience, preparation, and a team that stays on top of every detail. On closing day, you sign the papers and get the keys to your new home.
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Have questions before you start?
That's what we're here for.
Call us at 843 699-6000
Monday through Thursday 9 am–6 pm
Friday and Saturday 9 am–1 pm EST.
No pressure, no scripts; just a real conversation
about your path to homeownership.
The VA Lady
Top Veteran Mortgage Originator
Awarded by the
National Association of Mortgage Brokers
Zero Down Payment
Buy with 100% financing. Keep your savings for moving costs, furnishings, or an emergency fund — not a down payment.
No Private Mortgage Insurance
Most buyers without 20% down pay hundreds in PMI monthly. With a VA loan, that money stays in your pocket.
Flexible Credit Requirements
Buy with 100% financing. Keep your savings for moving costs, furnishings, or an emergency fund — not a down payment.
Larger Loan Amounts
Buy with 100% financing. Keep your savings for moving costs, furnishings, or an emergency fund — not a down payment.
YOUR VA LOAN BENEFITS
VA Home Loan Options
Built For Your Credit Situation
Whether you're rebuilding credit or ready for a dream home, one of our three homebuyer tiers fits where you are right now. The VA home loan is one of the most valuable perks available to eligible buyers. Most people don't realize just how much it can save or how easy it is to get approved if you qualify.
VA Select
For buyers who need a little more flexibility
✓ Credit scores from 560
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✓ Past hardships considered
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✓ 2+ year old bankruptcy OK
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✓ Open collections allowed
VA Elite
The fastest path to closing day
✓ Credit scores from 620
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✓ Fewer documents required
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✓ Faster closings
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✓ Lower interest rates
VA Luxe
For purchases at $500,000 - $1,000,000 (and above)
✓ Purchase price $500,000 (and above)
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✓ All credit types welcomed
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✓ Higher debt ratios allowed
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✓ Higher income qualification
WHAT OUR CLIENTS SAID
VA Home Loan Options
Built For Your Credit Situation
Whether you're rebuilding credit or ready for a dream home, one of our three homebuyer tiers fits where you are right now.
M. Adams
Buying a home can be stressful, but working with this team made the entire process smooth and enjoyable. They were knowledgeable, patient, and always available to answer my questions. From beginning to end, I felt supported, confident, and truly cared for. They took the time to understand exactly what I was looking for and delivered options that matched perfectly. Their market knowledge and negotiation skills were impressive, and their dedication made all the difference. I couldn’t be happier with my new home to raise my family in—this realtor company exceeded all my expectations. Highly recommended!
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Click here to read more reviews!
R. Washburg
​First of all, let me say that the VA Lady is the bomb…and I mean that in the most positive way. When I started this process, I had just lost my sister so I was back-and-forth between Georgia and Indiana. She checked on me consistently and also kept me updated on my process. Shortly after that I had a motorcycle accident that slowed me down some but again her and her team kept me informed of where I was at in the process. When I say that I was a nervous wreck about closing, that feeling turned more positive every time we communicated. Thank you for everything. I highly recommend The VA Lady.
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Click here to read more reviews!
T. Williams
I want to give a shout out to Cathy Jordan for doing a excellent job getting our new house yesterday she didn't stop until we got this home everyone else turned us down but Cathy didn't give up until we got our home. We were blessed to have her on our team. Thank you for everything you did for us we.. She was working long hours to get this house out and we love you and appreciate for all you did for us. Thank you again.
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Click here to read more reviews!
COMMON QUESTIONS
VA Homebuyer
Commonly Asked Questions
We know first-time homebuyers have a lot of questions. We are building a full library of the most commonly asked questions with plain-language answers. In the meantime, the answers you need are just a phone call away!
NO PRESSURE. NO OBLIGATION. EVER.
It's Time to Stop Renting
and Start Buying
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Serving Active Duty, Veterans, National Guard & Reservists ·
Serving GA, NC & SC