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Home Buying Options
for All Credit Types

CREDIT SCORES
OVER 680

Fastest Closings

Lowest Interest Rates

Minimal 3rd Party Verifications

No Credit Explanations Required

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CREDIT SCORES
620 - 679

Faster Closings

Lower Interest Rates

Some 3rd Party Verifications

Credit Explanations Required

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CREDIT SCORES
580 - 619

Average Closing Time

Competitive Interest Rates

3rd Party Verifications Needed

Full Credit Explanations Required

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CREDIT SCORES
BELOW 580

Longer Closing Time

Higher Interest Rates

3rd Party Verifications Needed

Full Credit Explanations Required

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Get Started

Get Started
Complete the short below to start the first steps of the homebuying process

The VA Lady, a Novex Home Loans Company

Serving GA, NC, and SC

Email: Docs@NovexHomeLoans.com

Phone: 843 699-6000

Fax: 803 636-2883

Operating Hours (EST)

Monday - Thursday 9:00 am - 7:00 pm

Friday and Saturday 9:00 am - 1:00 pm

Sunday - Closed

Federal Holidays - Closed

Contact Us 843 699-6000

 

Awarded Top Veteran Mortgage Originator

Presented by the National Association of Mortgage Brokers

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The VA Lady a Novex Home Loans Company

Mortgage License #1876911​​​

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BSR Home  

NAR NRDS #748028619, GAREC # 393426/77436, NCREC #344155/C39374, SCRE #79842/20451

This site is for information regarding real estate sales, and mortgage financing

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