Credit improvement with real estate results.
There are lots of companies that do credit repair. Only a handful of companies educate you on the process of getting and maintaining a healthy credit life and fewer still exist with a laser focus on homeownership. We are one of those rare companies. Our sole purpose is to help our clients improve their credit in order to own a home. We want you to succeed in the complex and ever-changing world of credit, mortgages, and real estate.
Home Sweet Home.
Life can take you to unexpected places. Wherever you go, always know the road that leads you home again. The ultimate joy is finding that road and going back home. There's no place like home.
Credit Improvement Coaching
Frequently Asked Questions
Get started on the path to better credit. Two credit repair programs, depending on your credit.
I've been in credit repair before, why are you different? We go a step further than "credit repair". We create a personalized step-by-step Action Plan for you to follow based on your individual credit situation. The Action Plans gives you the information and tools you need to not just increase your credit scores but tools to that will hopefully educate you on maintaining good credit in the future.
How much does it cost to get started? The cost is only $65.00 to get started. We will obtain a soft pull of your credit report. This does not impact your credit scores. Once we review your credit report, we will know which option is best. Each option is priced differently.
How long will I be in the program? The length of time depends on your starting point for Your agreement lasts for no more than 12 months. If you reach your goals before then, our services ends and you pay nothing else for credit improvement coaching. If it takes longer than 12 months, we will evaluate your situation to determine the next steps.
How long does it take to improve my credit? The time it takes to you to complete your plan is based on your current credit and your ability to complete the plan. You are 100% in control of completing the Action Plan at your own pace. The faster you complete your plan, the faster you can get better credit and into your dream home. It's that simple.
Is there anything that will prevent me from getting enrolled? Yes. If you are currently past due on any debt that shows on your credit report. I may be difficult to make substantial improvements to your credit score. We can determine that once we see your credit score.
Is your service guaranteed? We guarantee that if you follow the Action Plan from start to finish and do not get any new derogatory items on your credit report, your credit score will increase. However, we can not guarantee what your final credit score will be at the end of the process.
Why do you provide this service? Providing a pathway to homeownership is our mission. We know homeownership plays a vital role in building personal pride, financial stability and stronger communities. Studies have shown that homeownership promotes civic engagement as well as physical and psychological health.
How do I get started? Select the "Get Start" button below and complete the short form. If you plan to purchase a home loan with someone else, they need to have good credit also. Both of you should get enrolled in Credit Improvement Coaching together.
Credit Improvement Coaching is offered through our affiliate Credit Score 650