ACTIVE DUTY MILITARY, MILITARY VETERANS, NATIONAL GUARD, AND RESERVISTS
This Summer, Grill In
Your Own Backyard!
Are you ready to buy your Georgia dream home?
If you're active duty, a veteran, National Guard, or a Reservist, you may already qualify for one of the most powerful home buying benefits available. A VA loan with zero down payment, no PMI.
You may be closer to owning a home than you think — even if your credit isn't perfect. DON'T KEEP RENTING!
We serve military families throughout Georgia including:
📍 Charlotte · Raleigh · Greensboro · Durham · Winston-Salem · Fayetteville · Cary · Wilmington
📍 Fort Bragg · Camp Lejeune · Seymour Johnson AFB · MCAS Cherry Point · MCAS New River · Pope Army Airfield


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Start Your Homebuying Journey Today
Click the button below
$0
No down payment is ever required with a VA home loan.
No PMI
No PMI is ever required, saving you hundreds every month.
Summer
Summer is peak home buying season. More homes. More choices.
Why Summer is one of the best times to begin your home search?
In the summer, there are typically more homes for sale than at any other time of year, which means more options and more negotiating power for buyers. Sellers are motivated, inventory is higher, and if you're active duty, PCS season is in full swing. The Georgia market is hot for active duty and veteran home buyers ready to move.
Your VA home loan benefit gives you a built-in advantage with zero down payment, no PMI, and flexible credit requirements. We help veterans with credit scores ranging from 560 to 850.
So if you're moving across town, across the country, or from around the world, make this summer your summer to own your dream home. The VA Lady has been helping Georgia military families do exactly that since 1992.
WHAT'S YOUR BUYING LEVEL
VA HOMEBUYER
SELECT
Benefits for SELECT HOMEBUYERS
Credit Scores Starting At 560
Confirmed Hardships Allowed
2+ Year Old Bankruptcy Allowed
Open Collection Accounts Allowed
Restrictions Apply
Subject to Change Without Notice
VA HOMEBUYER
ELITE
Benefits for ELITE HOMEBUYERS
Credit Scores Starting At 620
Fewer Loan Documents Required
Faster Closings
Lower Interest Rate
Restrictions Apply
Subject to Change Without Notice
VA HOMEBUYER
LUXE
Benefits for LUXE HOMEBUYERS
Purchase Price $500,000+
Higher Income Required
Higher Debt Ratio Allowed
All Credit Types Are Welcomed
Restrictions Apply
Subject to Change Without Notice
START YOUR LOAN
PRE-QUALIFICATION TODAY
It takes less than 2 minutes to complete the form below.
Why delay? Start your journey to homeownership.
The VA Lady, a Novex Home Loans Company
Serving GA, NC, and SC
CONTACT INFORMATION
Phone: 843 699-6000
Fax: 803 636-2883
Email: Docs@NovexHomeLoans.com
Operating Hours (EST)
Monday - Thursday 9:00 am - 7:00 pm
Friday and Saturday 9:00 am - 1:00 pm
Sunday - Closed
Federal Holidays - Closed
Novex Home Loans
NMLS 1876911
Awarded Top Veteran Mortgage Originator
Presented by the National Association of Mortgage Brokers
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