THIS HOLIDAY
MAKE YOUR DREAM TO OWN A HOME A REALITY
Unwrap The Gift of a Lifetime
Start Your Journey to Homeownership
WE OFFER THE PERFECT SOLUTION FOR CREDIT OF ALL TYPES! You don’t need high credit scores to buy a home with your VA benefits—your score can start as low as 560. Celebrate the holidays in your new home in 2026.
PROBLEM #1
You Have Slightly Bruised Credit
SOLUTION: If your credit report shows no late payments or new collection accounts in the past 12 months on your credit, we may be able to get you approved for a VA loan.
The VA Lady has proudly assisted veterans with slightly bruised credit get approved to purchase their dream home.
Let The VA Lady turn your dream into a home sweet home!
**Restrictions apply
PROBLEM #2
You Don't Have Enough Money Saved
SOLUTION: We have lenders, builders, and home sellers who are willing and able to assist you with financial credit towards your closing costs.
You already know veterans have zero down payment benefits. But, closing costs can exceed $10,000 depending on your purchase price and credit scores. Let The VA Lady help you secure the funds you need, even on a tight budget.
Let us help you find a way to go from renter to homeowner!
**Restrictions apply
PROBLEM #3
You've Been Turned Down By Other Lenders
SOLUTION: Our lenders follow the flexibility of VA home loan guidelines.
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While some lenders require a high credit scores, we follow VA guidelines with no minimum credit score requirement. Your 12 month credit history is what counts. Even with lower credit scores, our interest rates are competitive rates for our VA home loans.
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​Discover the array of available options... even without perfect credit!
**Restrictions apply
Cathy was always helpful, always fielded difficult questions, and was always available. Got us into a great house that we love. She is an expert in the VA loan process and left no details out. We felt very well informed about the after processes too.
COMPLETE THE INFO BELOW
The VA Lady a Novex Home Loans Company
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NMLS 1876911
*Offer is valid for qualified buyers purchasing a home through BRS Home and financing thought The VA Lady. Buyers may receive up to $10,000 in seller-paid closing costs; however, the exact amount granted is solely at the discretion of the home seller and may vary based on the terms agreed upon in the purchase contract. Offer is subject to change or cancellation at any time without notice and may not be combined with any other promotions or incentives. Buyers must meet certain eligibility criteria to qualify for this incentive.
Consult with your real estate agent or a qualified attorney for specific guidelines that apply to your situation.
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**This offer is not a guarantee of financing and is subject to approval based on lender requirements. Terms and conditions may apply.